Because Ingo Money is assuming the risk of collection of the amount of your check from the writer of the check, Ingo Money may approve or reject your check for funding in its sole discretion based on a variety of factors. If Ingo Money approves your check for funding, Ingo Money is agreeing that it will assume the losses associated with any approved and funded check which Bank is unable to collect. Neither we, PayPal, nor Venmo are responsible for processor or internet outages. If Ingo approves your check, Bank will initiate a credit to your Account for the amount of your check, less the Ingo fee, within a few minutes. Money in MinutesĬhoose expedited funding and Ingo will review your check for approval within 1 hour. Money in DaysĬhoose 10-day delayed funding and Bank will credit your Account for the amount of the check in 10 days if Ingo approves your check and it is not returned unpaid within the 10-day period. Bank is responsible for compliance with all regulatory requirements, including but not limited to, verification of your identification, money transmittal, and check cashing to the extent applicable.Ĭhecks which return unpaid will be transferred and assigned to Ingo Money for collection. Bank will deposit your check in its own account for clearing and collection and is responsible for crediting funds from your check to your Account (less applicable fees). You shall endorse, assign and transfer to Bank all checks approved for funding. Ingo Money will verify your identity, enroll you in the service and review your checks for approval. You may use the Ingo service in the PayPal or Venmo app to submit checks to Bank for credit to your Account, following Ingo Money’s review of your check for funding approval. In that event, you will be provided with the terms and conditions applicable to that service. Pricing, terms and conditions may differ if you use the Ingo service through any app other than the PayPal or Venmo app. These terms are for use of Ingo through the PayPal or Venmo mobile app. In order to participate in Ingo, you must be eligible for and comply with the Ingo enrollment process. Generally the term “Ingo” means the Mobile Check Load Service and “we,” “us” or “our” means Bank and Ingo Money, although some obligations will be performed solely by Bank or solely by Ingo Money. In these Terms and Conditions, “You” and “your” means the primary accountholder who has enrolled in Ingo. Capitalized terms have the same meaning as given in the User Agreement unless otherwise specified herein. The User Agreement also applies to your use of Ingo, INCLUDING THE PROVISION WHICH PROVIDES FOR BINDING ARBITRATION, but if there is any difference between the User Agreement and these Terms and Conditions, these Terms and Conditions control with respect to Ingo. These Terms and Conditions apply to Ingo and supplement the PayPal User Agreement or the Venmo User Agreement, whichever applicable, governing your use of the Account (the “User Agreement”). You must activate and register your Account with PayPal or Venmo before you can use Ingo. In order to use Ingo, you must have an active Account that is (i) issued in your name, (ii) active, and (iii) eligible to be credited using Ingo. (“Bank”), a nationally chartered financial institution, and Ingo Money, Inc. Ingo is offered by First Century Bank, N.A. ANY REPLIES SUPPORTING THE NUMBER IS FROM SCAMMERS / IF YOU WANT PAYPALS REAL NUMBER CLICK ON HELP/CONTACT BOTTOM OF PAYPAL PAGES THEN LOG IN AND GET THE CODE.These Terms and Conditions (“Terms and Conditions”) govern your use of the Mobile Check Load service (“Ingo”) to credit funds from checks to your PayPal or Venmo Account (“Account”). FAKE SCAM NUMBER MADE TO LOOK 'REAL' / DO NOT USE / PAYPAL REMOVING THESE THREADS AS REPORTED.
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